EZ Financial Services Limited is a licensed Financial Advice Provider regulated by the Financial Markets Authority.
The business is operated by Eric Zamora, a licensed financial adviser based in Masterton, providing financial advice to clients throughout New Zealand.
Financial Advice Provider:
EZ Financial Services Limited
FSP Number: 1003731
I provide personalised financial advice in the following areas:
Personal risk insurance, including life, trauma, income protection, disability, and health insurance
KiwiSaver advice
Managed fund investment advice
Retirement planning and long-term investment strategies
Important limitation on investment advice
My KiwiSaver and managed fund advice is currently limited to products issued by Milford Asset Management only. This means I do not compare or recommend KiwiSaver schemes or managed funds from the wider market.
This limitation will be explained to you before any advice is provided, so you can decide whether this scope is appropriate for your needs.
I do not provide advice on mortgages, general insurance, or legal or tax matters.
I do not charge upfront fees for insurance, KiwiSaver, or managed fund advice.
I may receive commission or other remuneration from product providers if you proceed with a recommended product. These payments are built into product premiums or fund management fees and are not charged to you directly.
Because I receive remuneration from product providers, conflicts of interest may arise. I manage these conflicts by:
Giving priority to your interests
Following a documented advice process aligned with the Code of Professional Conduct
Disclosing the nature of any remuneration at the time advice is given
Maintaining ongoing training, supervision, and compliance oversight
As a financial adviser, I am regulated under the Financial Markets Conduct Act 2013 and must comply with the Code of Professional Conduct for Financial Advice Services.
This requires that I:
Put your interests first
Act with care, diligence, and skill
Provide advice that is suitable for your circumstances
Communicate clearly and keep appropriate records
If you are not satisfied with my service, don't hesitate to get in touch with me first so I can try to resolve the issue promptly.
Eric Zamora
Email: eric@ezfs.co.nz
Phone: 022 099 1463
If we cannot resolve your complaint, you may contact my independent dispute resolution scheme at no cost to you:
Financial Dispute Resolution Service (FDRS)
Phone: 0508 337 337
Email: enquiries@fdrs.org.nz
Website: www.fdrs.org.nz